RE: Why I won't be relying on my state pension... based on the history of major financial crises...

i tend to be lazy with learning languages, i don't even commit to 5 -10 minutes per day which i think is all that is needed. My Spanish is ok ish as i was in Mexico for 8 years, but my Bulgarian sucks. But, i get by with a little help from my friends!

Some free Hive-engine tokens for you:
!PGM !PIZZA !LOL

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