Borrowing money is not really a good thing and it has been preached against in church. Whenever you borrow money, you are actually getting a part of your future and using it in the present for your own good. Most time, whenever people borrow money and it's not for business or placement, there is a need for them.
Actually change from this character and behavior and also have this kind of a thing that helps them in a lot of ways. Whenever you don't have money with you, you can stay on the low key and you can still do well compared to borrowing more and more money everyday to make ends meet, which is not even advisable.
To start with, I have seen a lot of people fall into this brain of always borrowing money when you have to borrow this amount of money.
They don't even have any means of paying back, but they borrow as much as they could see or hear, and the end result is not that good.