most frogs here whereI live is living under the rocks or anything that can cover the, .I agree with you, they living in a cool place.
The kids of frog that jumped on you in bed is quite dangerous. I make sure to kill it everytime I saw it because the elders says that when it pees on an underwear, mostly women's, the woman will become like pregnant, the stomach will buldge but there will be infection inside her. That's the reason why we don't hang the underwear outside at night.There's a medical term for that but I'm not very sure what