I'm very glad to see you posting on Hive.
I might be late for the game but I might have something in response to people who are still against increasing the haircut ratio after reading the post.
Just remember, that limit wasn't always 10%. It's an arbitrary number. Even if you set it to 5%, it can cause a downward spiral for the price of Hive in a price crash.
You don't know what is the good number for the hard limit. 2, 5, 10, 20, or maybe 50?
There is no science or formula to calculate it. That doesn't mean we have to go out of our minds and make huge changes. That's why the proposed change is so tiny compared to the current situation and the demand for HBD.
Anyway, I'm not here to argue with anyone. The decision is up to the top 20 witnesses.