Certainly, I'm just one of many change of plans thanks to 2020. Here's to hoping everyone gets back to doing what they're good at.
A couple things I think. My grandfather, of course, my uncles who went before me. Without saying anything they guided. Also though, I do all of this on one leg, just a matter of time til I won't be on my feet anymore. Even at 19, I probably had a vague idea if I was gonna make a play to secure my future, I better do it while I can.
I don't understand what you mean by debt. You mean by grinding away 20 years, debt, or are referring to finance?