RE: One month os $HBD interest payments,; what does it tell us?

It's one of those things now I think; getting too entrenched, too much stake gaining from it at 20% for it to change easily. Too much resistance. Seems like it would be wise for it to go down though to encourage more use of HBD for trade like you say. I'm sure there's some people out there doing just that with their HBD interest earnings too, though maybe not that many.