I have seen here and on Reddit increasing anxiety and questions regarding a release which will fully stabilize the network and allow the exchanges to reopen.
Release 184.108.40.206 in combination with the new official snapshot has helped the network a lot, but there remain a few issues that need to be resolved before the exchange wallets can be taken out of maintenance mode.
The developers are very busy readying a new release which will address all known major issues that were causing forking and getting stuck on syncing.
I and a number of others are busy testing release candidates as I write this. While I can't predict exactly when the new release will be forthcoming, I can tell you we are down to two known issues which relate to a rare crash when syncing from 0 due to a locking problem, and a second issue that results in being stuck at block 1148585, and perhaps a couple of other points in the blockchain on a sync from 0. Both of these issues should not occur if using the snapshot, but since some people sync from zero, the developers want to be very cautious and fix these before the release. My guess based on the testing and code fixes is that the new release will be very soon... in a matter of a few days at most.
Patience is key here. Your funds are safe as long as you are not disturbing your wallet. As always, maintain backups of your wallet, and ensure you backup your wallet before doing any upgrade.
Some people have reported apparent loss of GRC after upgrading and applying the snapshot. (This happened to me too.) The solution is to allow the wallet to sync up, and then run a repairwallet and your GRC will be restored.