I think financial value stems from actual worth, or at least an approximation of it. Although not entirely accurate, most of our goods have a value based on how plentiful they are in connection with how necessary they are. Cryptocurrency is like oil, in that it has a low supply, and a high necessity in the future. Water, although high in necessity, is low because of its quantity. Gold, has a high value because of its low quantity.
RE: What Is Financial Value?