<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>https://ecency.com</link><image><url>https://ecency.com/logo512.png</url><title>RSS Feed</title><link>https://ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Wed, 24 Jun 2026 11:13:30 GMT</lastBuildDate><atom:link href="https://ecency.com/created/homeloan/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Lock Mortgage Rates for 30-Year Fixed Today vs Dip]]></title><description><![CDATA[Lock mortgage rates for 30-year fixed today and avoid costly spikes. Learn why a 4¢ monthly drop saves $3,000+ per year and how to secure the best refinance rate]]></description><link>https://ecency.com/@miriam096/lock-mortgage-rates-for-30-year-fixed-today-vs-dip-mp6674r6</link><guid isPermaLink="true">https://ecency.com/@miriam096/lock-mortgage-rates-for-30-year-fixed-today-vs-dip-mp6674r6</guid><category><![CDATA[mortgagerates]]></category><dc:creator><![CDATA[miriam096]]></dc:creator><pubDate>Fri, 15 May 2026 00:19:36 GMT</pubDate></item><item><title><![CDATA[Home Loan Repayment Vs Crypto Investment - Part2 - Decision TAKEN...]]></title><description><![CDATA[Hey All, source: This post is in continuation to - Home Loan Repayment Vs Crypto Investment - What to Choose? - Part1. In part1 we discussed the options whether I should be investing $17K+ in crypto or]]></description><link>https://ecency.com/@gungunkrishu/home-loan-repayment-vs-crypto-investment-part2-decision-taken</link><guid isPermaLink="true">https://ecency.com/@gungunkrishu/home-loan-repayment-vs-crypto-investment-part2-decision-taken</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Tue, 25 Nov 2025 13:43:15 GMT</pubDate><enclosure url="https://i.ecency.com/p/YpihifdXP4WNbGMdjw7e3DuhJWBvCw4SfuLZsrnJYHEpsqZFkiGGNCQ5PjR5ShHnKCxh8UUMB7vTiQTNKGL7FQmR21tFN9XY4E8yAF2jfKSjJNmGw98hgEy51ojN8kGutxUvzaBkYby9cRW1UEAyeY1RS2R3MksvAWDZeMwgcGEr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Home Loan Repayment Vs Crypto Investment - What to Choose? - Part1]]></title><description><![CDATA[Hey All, The crypto market is bleeding and as of writing this article the global cryptocurrency market cap today is $2.95 trillion, down nearly 8% in the last 24 hours of trading. Speaking of #HIVE]]></description><link>https://ecency.com/@gungunkrishu/home-loan-repayment-vs-crypto-investment-what-to-choose-part1</link><guid isPermaLink="true">https://ecency.com/@gungunkrishu/home-loan-repayment-vs-crypto-investment-what-to-choose-part1</guid><category><![CDATA[hive-146620]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Fri, 21 Nov 2025 14:52:45 GMT</pubDate><enclosure url="https://i.ecency.com/p/YpihifdXP4WNbGMdjw7e3DuhJWBvCw4SfuLZsrnJYHEpsqZFkiGGNCQ5PjR5ShHnKCxh8UUMB7vTiQTNKGL7FQmR21tFN9XY4E8yAF2jfKSjJNmGw98hgEy51ojN8kGutxUvzaBkYby9cRW1UEAyeY1RS2R3MksvAWDZeMwgcGEr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[3 best ways to repay your home loan faster]]></title><description><![CDATA[Getting a home loan is very common in India, and research says that this will continue to increase for the next 5 years. It is believed that people will go for more home loans in the next 5 years, considering]]></description><link>https://ecency.com/@bala41288/3-best-ways-to-repay-your-home-loan-faster-bmg</link><guid isPermaLink="true">https://ecency.com/@bala41288/3-best-ways-to-repay-your-home-loan-faster-bmg</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bala41288]]></dc:creator><pubDate>Tue, 12 Aug 2025 17:12:39 GMT</pubDate><enclosure url="https://i.ecency.com/DQmNWCxpsQDMQmMuXEQCR9KB1hDZRpwThg3D4fs4qZT8keu/image.png" length="0" type="image/png"/></item><item><title><![CDATA[Home loan interest and FD interests are very close to each other]]></title><description><![CDATA[I have already started thinking whether closing the Home loan soon is a good idea or not. Maybe it is better to save the money and invest it on something else. The primary reason for these thoughts is]]></description><link>https://ecency.com/@bala41288/home-loan-interest-and-fd-interests-are-very-close-to-each-other-3o2</link><guid isPermaLink="true">https://ecency.com/@bala41288/home-loan-interest-and-fd-interests-are-very-close-to-each-other-3o2</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bala41288]]></dc:creator><pubDate>Thu, 05 Jun 2025 18:52:39 GMT</pubDate><enclosure url="https://i.ecency.com/DQmeQZK5ViMN2t5WbwtnTLJsZSZRF23FLq55d5Xjizphq4t/image.png" length="0" type="image/png"/></item><item><title><![CDATA[EPF [Employees' Provident Fund] & Home Loan - Should I touch my EPF to Pay off my Home Loan?]]></title><description><![CDATA[Hey All, I have a decent money in my EPF [Employees' Provident Fund] account and at the same time have a Home Loan amount of Rs.60 Lakhs pending for which I am paying an interest of 8.25% per annum. I]]></description><link>https://ecency.com/@gungunkrishu/epf-employees-provident-fund-and</link><guid isPermaLink="true">https://ecency.com/@gungunkrishu/epf-employees-provident-fund-and</guid><category><![CDATA[hive-146620]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Fri, 25 Apr 2025 03:19:33 GMT</pubDate><enclosure url="https://i.ecency.com/DQmP3tJM2RdNX1R5vp3VoHT9b6B5oHx5TjyZKrw9gNWtejC/image.png" length="0" type="image/png"/></item><item><title><![CDATA[Another perspective to paying back the home loan]]></title><description><![CDATA[There is always confusion about whether we should repay the home loan faster or just keep doing only the minimum and invest the remaining in other things. I keep getting this question in my mind, too.]]></description><link>https://ecency.com/@bala41288/another-perspective-to-paying-back-the-home-loan-9hs</link><guid isPermaLink="true">https://ecency.com/@bala41288/another-perspective-to-paying-back-the-home-loan-9hs</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bala41288]]></dc:creator><pubDate>Mon, 21 Apr 2025 18:03:06 GMT</pubDate><enclosure url="https://i.ecency.com/DQmeQZK5ViMN2t5WbwtnTLJsZSZRF23FLq55d5Xjizphq4t/image.png" length="0" type="image/png"/></item><item><title><![CDATA[Home Loan Trap? Not Anymore! Part 3 - Mission Accomplished - Saved Rs.57+ Lakhs $66K+ In INTEREST... ]]></title><description><![CDATA[Hey All, For the past 10 days, I have been working diligently to execute the plan I had framed and shared here on the HIVE community. A strategy to mitigate the Home Loan Trap to some extent by making]]></description><link>https://ecency.com/@gungunkrishu/home-loan-trap-not-anymore-b151af71a7b48</link><guid isPermaLink="true">https://ecency.com/@gungunkrishu/home-loan-trap-not-anymore-b151af71a7b48</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Tue, 08 Apr 2025 07:02:27 GMT</pubDate><enclosure url="https://i.ecency.com/DQmV4eeTHbW5husc9pCV2i57PQrj7KivDKTN1AAdme9YHQJ/image.png" length="0" type="image/png"/></item><item><title><![CDATA[Home Loan Trap? Not Anymore! Part 2 - Executed the PLAN - Now awaiting FINAL OUTCOME...]]></title><description><![CDATA[Hey All, I talked about my interest of doing a part payment for my recent Home Loan and according to the math that I did it is going to save me around ₹40L ($47K) in Interest. You can read that post here]]></description><link>https://ecency.com/@gungunkrishu/home-loan-trap-not-anymore-ef48f759d4174</link><guid isPermaLink="true">https://ecency.com/@gungunkrishu/home-loan-trap-not-anymore-ef48f759d4174</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Thu, 03 Apr 2025 12:50:27 GMT</pubDate><enclosure url="https://i.ecency.com/DQmVS6q2Jg4mPDnnz785S798BmyytgNDAqXd6YmuWrRhjYj/image.png" length="0" type="image/png"/></item><item><title><![CDATA[Home Loan Trap? Not Anymore! How I’m Cutting ₹40L ($47K) in Interest...My Plan Ahead...]]></title><description><![CDATA[Hey All, Lets starts this post with first understanding my home loan situation. I have two home loans going on. Home Saver loan which has an outstanding of roughly Rs. 20 Lakhs; roughly $24K+ dollars with]]></description><link>https://ecency.com/@gungunkrishu/home-loan-trap-not-anymore</link><guid isPermaLink="true">https://ecency.com/@gungunkrishu/home-loan-trap-not-anymore</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Sat, 29 Mar 2025 21:04:48 GMT</pubDate><enclosure url="https://i.ecency.com/DQmPX8h2RhxfyLoiwYkZkX37NaKLSWPJ2PYj4oq5TiUnJCs/image.png" length="0" type="image/png"/></item><item><title><![CDATA[Why is prepaying a home loan not a good idea?]]></title><description><![CDATA[A home loan is something that someone can get at a low interest rate. But we might get curious to prepay the home loan so that we can stay debt free. Many financial experts say that they build their financial]]></description><link>https://ecency.com/@bala41288/why-is-prepaying-a-home-loan-not-a-good-idea-bpa</link><guid isPermaLink="true">https://ecency.com/@bala41288/why-is-prepaying-a-home-loan-not-a-good-idea-bpa</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bala41288]]></dc:creator><pubDate>Fri, 28 Feb 2025 18:52:27 GMT</pubDate><enclosure url="https://i.ecency.com/DQmP4cPauZnYozqWm493RAkW69wjJ8FXphhcX5SpQSi5JV4/image.png" length="0" type="image/png"/></item><item><title><![CDATA[A Home Loan Is Beneficial For You.]]></title><description><![CDATA[} Home loans can be beneficial for a person who wants to get finance for a house in any way. It can be for any purpose, whether house construction, purchase, renovation, repair or extension. Home loan]]></description><link>https://ecency.com/@miule668/a-home-loan-is-beneficial-for-you</link><guid isPermaLink="true">https://ecency.com/@miule668/a-home-loan-is-beneficial-for-you</guid><category><![CDATA[homeloan]]></category><dc:creator><![CDATA[miule668]]></dc:creator><pubDate>Tue, 24 Dec 2024 22:01:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/Gr7d242AAPKeXonocy7qrngkQ81qfSK7F8XHppahqy7773JGKrBGkwV2gbG8nJNxGhHgseZkKwbwsUFutMV3YWbZn93Eci1BhsebSD8funHVeXeHK1BxRiAfR7GRM7WEr3Fs4dg7FH87pfwTVt1ur9CQyVBGpzZ97EuPnJDRjdnC4oszwN6?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Home Loan Interest Rates]]></title><description><![CDATA[These interest rates are calculated based on your home loan only. These home loans have many benefits like low interest rates, no processing fee, and liquidity funds. These are some of the benefits of]]></description><link>https://ecency.com/@hanabi843/home-loan-interest-rates</link><guid isPermaLink="true">https://ecency.com/@hanabi843/home-loan-interest-rates</guid><category><![CDATA[homeloan]]></category><dc:creator><![CDATA[hanabi843]]></dc:creator><pubDate>Sun, 01 Dec 2024 10:22:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/21PRtjKRXPQygJ5a3PGGYDUDAUQfmdSVQys4xPJoW9wLy28BrDYx4uacBB35AQbAtEhVvmgBDhPZ6EQKV8akJMEtod5wLFVoyrr5mb6oaVN6xSh4yn9W1yocfKB6v4FWoS1j7AQL3g3YZtL7JSGEabx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Home Loan Interest Rates]]></title><description><![CDATA[These interest rates are calculated based on your home loan only. These home loans have many benefits like low interest rates, no processing fee, and liquidity funds. These are some of the benefits of]]></description><link>https://ecency.com/@leo184/home-loan-interest-rates</link><guid isPermaLink="true">https://ecency.com/@leo184/home-loan-interest-rates</guid><category><![CDATA[homeloan]]></category><dc:creator><![CDATA[leo184]]></dc:creator><pubDate>Sun, 01 Dec 2024 09:47:18 GMT</pubDate><enclosure url="https://i.ecency.com/p/21PRtjKRXPQygJ5a3PGGYDUDAUQfmdSVQys4xPJoW9wLy28BrDYx4uacBB35AQbAtEhVvmgBDhPZ6EQKV8akJMEtod5wLFVoyrr5mb6oaVN6xSh4yn9W1yocfKB6v4FWoS1j7AQL3g3YZtL7JSGEabx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Importance of closing the Home Loan ASAP]]></title><description><![CDATA[Home loans are one of the biggest burdens in our lives. It will be very nice to invest in our dream home but when it comes to finishing off the loan, it can be a huge effort. But the reality is that if]]></description><link>https://ecency.com/@bala41288/importance-of-closing-the-home-loan-asap-7us</link><guid isPermaLink="true">https://ecency.com/@bala41288/importance-of-closing-the-home-loan-asap-7us</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bala41288]]></dc:creator><pubDate>Mon, 07 Oct 2024 19:42:00 GMT</pubDate><enclosure url="https://i.ecency.com/DQme8uu93fYfd4LD7PpkzKKyoib5y6H8dKmD5DJeZaat923/image.png" length="0" type="image/png"/></item><item><title><![CDATA[Home Loan Interest Rate Increase]]></title><description><![CDATA[Hello friends, I am doing good, and I hope that you are having a good time with your near and dear ones. The demand for home loans in India has increased in the last few years. This is a clear signal that]]></description><link>https://ecency.com/@mukund123/home-loan-interest-rate-increase</link><guid isPermaLink="true">https://ecency.com/@mukund123/home-loan-interest-rate-increase</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[mukund123]]></dc:creator><pubDate>Mon, 20 Nov 2023 16:22:54 GMT</pubDate><enclosure url="https://i.ecency.com/p/NTy4GV6ooFRmaCXZ8UYgPhoud1kjiNX8QokLEZtbBKLuLWQ9yt7K3o4PLNV7SXB5XwWdU5zoBjEa29xBhzjxy93aqUsjpifX3FMXzFNp2ZLeKtgRn9rwqP77Zp7AFU8UWafmokRt1QQj7ohu9UceJhzcxLD7ZXnEkfZPKfgA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Unveiling the Key to Homeownership: Exploring Housing Loans in India !!]]></title><description><![CDATA[Hey Leo Warriors, On today's blog we are going to Explore the House Loan & It's features. The desire to claim a place called home resonates deep within the hearts of countless individuals and families]]></description><link>https://ecency.com/@sabujdip/unveiling-the-key-to-homeownership-exploring-housing-loans-in-india-</link><guid isPermaLink="true">https://ecency.com/@sabujdip/unveiling-the-key-to-homeownership-exploring-housing-loans-in-india-</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[sabujdip]]></dc:creator><pubDate>Wed, 21 Jun 2023 13:34:00 GMT</pubDate><enclosure url="https://i.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yennCJVPZFgARpYotJc7BF7MSQ1hNTJ1k2gXryG2HkNGakDBX91cQnTuFk6BytEctwsT6hYxWpiHn4JD6ChqQcmSULmt6FKzQ2zERzbvkqNBaUa7E4HL?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Should I Avail myself Home loan?]]></title><description><![CDATA[Under the service of the loans and advances, there are many opportunities to get the finance either through the gold loan or the personal loan or through the mortgage loan or other loan types. One type]]></description><link>https://ecency.com/@kamaldeep/should-i-avail-myself-home-loan</link><guid isPermaLink="true">https://ecency.com/@kamaldeep/should-i-avail-myself-home-loan</guid><category><![CDATA[homeloan]]></category><dc:creator><![CDATA[kamaldeep]]></dc:creator><pubDate>Thu, 13 May 2021 05:43:18 GMT</pubDate><enclosure url="https://i.ecency.com/p/3DLAmCsuTe3bf3YJfXXmyBDCLE36Newjb6usWL7FUpXa8pf8pi8AzrNhKNDLjGogzSZSwP17ASkuvPbrHVDfYBX4nERqnYi6y2uuJuBochqdjdHLQo1PRGvcuFbWLbUnyxBxKyZpbeM2okxoeQEXmN8YRjo3tKx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Home Loan Eligibility and Documentations Required]]></title><description><![CDATA[There are also specific penalties that you have to keep in mind after you get the home loan. As soon as you receive your home loan, make sure you repay it as quickly as possible. Also, keep in mind that]]></description><link>https://ecency.com/@kamaldeep/home-loan-eligibility-and-documentations-required</link><guid isPermaLink="true">https://ecency.com/@kamaldeep/home-loan-eligibility-and-documentations-required</guid><category><![CDATA[homeloan]]></category><dc:creator><![CDATA[kamaldeep]]></dc:creator><pubDate>Wed, 12 May 2021 10:11:09 GMT</pubDate><enclosure url="https://i.ecency.com/p/26uUsAjKTsXCBRzTxRJWxpz7qLMdK4Nq6Ha3QAmrmWNLCRjAaV47GNyrKBr17xMDr99FwWf7frSi77cyof1LYN6o6FmZPmLqdYpkRxfL1NyVhrYJsg8PoCYSeh9u8ivAmtibBbUtWdVyqGz5wssfndeLDA132AYxwMWu6n?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[A Home Loan Is Beneficial For You.]]></title><description><![CDATA[} Home loans can be beneficial for a person who wants to get finance for a house in any way. It can be for any purpose, whether house construction, purchase, renovation, repair or extension. Home loan]]></description><link>https://ecency.com/@surinder0/a-home-loan-is-beneficial-for-you</link><guid isPermaLink="true">https://ecency.com/@surinder0/a-home-loan-is-beneficial-for-you</guid><category><![CDATA[homeloan]]></category><dc:creator><![CDATA[surinder0]]></dc:creator><pubDate>Sat, 08 May 2021 11:54:45 GMT</pubDate><enclosure url="https://i.ecency.com/p/Gr7d242AAPKeXonocy7qrngkQ81qfSK7F8XHppahqy7773JGKrBGkwV2gbG8nJNxGhHgseZkKwbwsUFutMV3YWbZn93Eci1BhsebSD8funHVeXeHK1BxRiAfR7GRM7WEr3Fs4dg7FH87pfwTVt1ur9CQyVBGpzZ97EuPnJDRjdnC4oszwN6?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>