<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>https://ecency.com</link><image><url>https://ecency.com/logo512.png</url><title>RSS Feed</title><link>https://ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Sun, 05 Jul 2026 03:55:34 GMT</lastBuildDate><atom:link href="https://ecency.com/created/hive-180505/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[KE Ratio: A Personal Perspective]]></title><description><![CDATA[KE Ratio: A Personal Perspective The first time I came up with KE Ratio was in August of 2024. It has come a long way. Recently PeakD front-end kindly integrated with every hive users based on community]]></description><link>https://ecency.com/@azircon/ke-ratio-a-personal-perspective</link><guid isPermaLink="true">https://ecency.com/@azircon/ke-ratio-a-personal-perspective</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[azircon]]></dc:creator><pubDate>Tue, 20 May 2025 18:28:24 GMT</pubDate><enclosure url="https://i.ecency.com/p/2k7TU6R7D8hFGyjH6CsxGfFKA6JJr6k1oHY2njJCtnvpHXDayYt2zGthRG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Finance and Economy Community Intro]]></title><description><![CDATA[Finance and Economy Community Intro Hi I am @azircon. I am writing on behalf of Finance and Economy Community. It is unlikely that I will be writing too many posts on behalf of this community account,]]></description><link>https://ecency.com/@hive-180505/finance-and-economy-community-intro</link><guid isPermaLink="true">https://ecency.com/@hive-180505/finance-and-economy-community-intro</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[hive-180505]]></dc:creator><pubDate>Fri, 14 Feb 2025 16:15:57 GMT</pubDate><enclosure url="https://i.ecency.com/p/4HFqJv9qRjVecs4xkhd5EvhidWEEBnn9tCVDBkBhQpUFvab78MhbU1VsH3jxvt19qeMdXxJ3DPfe8FwmvVWvRk2DZHVBHjGA3HmKRNsTxtYXmWWWUnfQugtjsQDGfTmXjvJQnYpP5VZ3wwA3XXpqBmMFLeLujhrE3RQ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Is Europe losing the GIs wars?]]></title><description><![CDATA[If you don't know since a few years there is an escalating trade dispute between the European Union and the United States over food names. The reason is that EU has special protections for culturally]]></description><link>https://ecency.com/@yecier/is-europe-losing-the-gis</link><guid isPermaLink="true">https://ecency.com/@yecier/is-europe-losing-the-gis</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[yecier]]></dc:creator><pubDate>Tue, 09 Jun 2026 12:14:30 GMT</pubDate><enclosure url="https://i.ecency.com/p/7ohP4GDMGPrVV8YZtfoEEVtFYbzbkZDg9vvAzk1bkdt77CCtEnH4MrrzHshvLGAKaEvR9uvGM15ifjyrUHEUArJSWp4xdg9SZjhY?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How Do You Deal with Flexible, and Uncertain, Income? ]]></title><description><![CDATA[We've got a new daily organiser at the school I work with and she's awesome - she's switched on, and makes sure all us relief teachers get enough work. But this week I'm told the planned three day a week]]></description><link>https://ecency.com/@riverflows/how-do-you-deal-with-flexible-and-uncertain-income</link><guid isPermaLink="true">https://ecency.com/@riverflows/how-do-you-deal-with-flexible-and-uncertain-income</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[riverflows]]></dc:creator><pubDate>Tue, 09 Jun 2026 08:01:00 GMT</pubDate><enclosure url="https://i.ecency.com/p/2dk2RRM2dZ8gKjXsrozapsD83FxL3Xbyyi5LFttAhrXxr16mCe4arfLJJ4fF1S1GVFuPqHM7dx87ehdbNXXRwRP989EQqrrp5C7mYh7tmQY5TfWChvWnL3EwpMSMNyLD7FLdKyH1bs2dDGei6tzAuBaRiRzxAMuYMnUhuUcjZQ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Tired of stressing over market dips? Here is a "Sleep Well at Night" retirement portfolio (capped at -15% drawdown)  

]]></title><description><![CDATA[A lot of people think asset allocation is boring or kills your returns. But honestly, when it comes to retirement money, you can't afford to go 100% aggressive and risk a massive loss right when you need]]></description><link>https://ecency.com/@bomspring/tired-of-stressing-over-market</link><guid isPermaLink="true">https://ecency.com/@bomspring/tired-of-stressing-over-market</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Mon, 01 Jun 2026 03:47:24 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9mKUsTTQ9YaPDwuqSQ9XCmGRY8jStBk5ZEEUBvy1ggtfAz56wYidwT4y3FrmVzMoy7oU2t2y4ys4419av827Rg?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Watch Out: You and I May Be Becoming “Useless Humans”]]></title><description><![CDATA[Today, as we stand in 2026 looking back, we don't see it coming, or maybe yes. But no matter whats the future looks scary for human labor. Most people are already in poverty, what will look like when AI]]></description><link>https://ecency.com/@yecier/watch-out-you-and-i-may-be-becoming-useless-humans</link><guid isPermaLink="true">https://ecency.com/@yecier/watch-out-you-and-i-may-be-becoming-useless-humans</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[yecier]]></dc:creator><pubDate>Mon, 25 May 2026 13:20:51 GMT</pubDate><enclosure url="https://i.ecency.com/p/k75bsZMwYNu2L3iBMXq5y7xeiy1isFJsZxnMZSXuXEsxe4ee1cUkGyQ3RUQtTEzH77Cy1VDRUVcJzXiYyHPcXsovZDygZLzaL2HvtZEnfdJDA4Lsz4M7zjfFGvDrp6FmRebYC7CwTnVeqjEwNvvtKpTSNkNFLsPX4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Fairness & Wages]]></title><description><![CDATA[A fair wage is a complicated issue. Some people think it’s a political matter, define it as “enough to make ends meet”. But that’s not true. It’s a mathematical equation, and a simple one. A wage is fair]]></description><link>https://ecency.com/@beelzael/fairness-and-wages</link><guid isPermaLink="true">https://ecency.com/@beelzael/fairness-and-wages</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[beelzael]]></dc:creator><pubDate>Fri, 22 May 2026 22:00:00 GMT</pubDate><enclosure url="https://i.ecency.com/p/FUkUE5bzkAZT3HzV5tJDiU2ik81PCd4JCyhWnRcDN8XJsVFY3UNB8DCRVUgup5bzMKrXmPCPvvrKahBtkBoCMwcfeg9VXTa9MSnnechuXaeyWm7aKqFtfcwceSxnAzM4Zs39hnwzKBjYWimyUF51xVncEytCstP8upD4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Shopping for Real Estate: Financial Acumen or Dumb Luck? ]]></title><description><![CDATA[After reading @agmoore's and @azircon's post about investing wisely in property, I thought I'd add my own thoughts. Whilst I live in Australia, the general idea is the same - is your area prone to natural]]></description><link>https://ecency.com/@riverflows/shopping-for-real-estate-financial-acumen-or-dumb-luck</link><guid isPermaLink="true">https://ecency.com/@riverflows/shopping-for-real-estate-financial-acumen-or-dumb-luck</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[riverflows]]></dc:creator><pubDate>Fri, 22 May 2026 08:00:00 GMT</pubDate><enclosure url="https://i.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yennC6ZnBYuthES1kLaJEALSey9KQsWs8jte2ArMxhRECEhm3V4u9ZA8VAf8PkpqWQgqpQK2ozMptL1zVAuBJHobacoM2eoteWtpNPPYW688AvpTxQNJ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[A Peaceful Retirement Strategy Prepared Through Risk Management and Asset Allocation]]></title><description><![CDATA[The S&P 500 index turned back from its early market decline and closed 0.17% higher. The Russell Index also rose 0.84%, showing a balanced upward trend across both large-cap and small-cap stocks. This]]></description><link>https://ecency.com/@bomspring/a-peaceful-retirement-strategy-prepared</link><guid isPermaLink="true">https://ecency.com/@bomspring/a-peaceful-retirement-strategy-prepared</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Thu, 21 May 2026 23:38:33 GMT</pubDate><enclosure url="https://i.ecency.com/p/qjrE4yyfw5pJ48Ed4vkBpMon6GNzsCSHbaaiTmAyQX6usWkifdp7stGm7Cmcibh3GbwJJswU8YMwzH75SvApQhH8L9rWJLPFy8eMPx4bqxt7AoSF5ZREZmwk?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[A Check List When Shopping for Real Estate]]></title><description><![CDATA[Whenever I read an article/blog about real estate I pay attention. I recently spent two years trying to find a home that would be a reasonable financial investment. For most middle class people, the saying]]></description><link>https://ecency.com/@agmoore/a-check-list-when-shopping-for-real-estate</link><guid isPermaLink="true">https://ecency.com/@agmoore/a-check-list-when-shopping-for-real-estate</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[agmoore]]></dc:creator><pubDate>Thu, 21 May 2026 14:58:48 GMT</pubDate><enclosure url="https://i.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqNLBNWzfDNACKMnpR6Wo9cUVSvqnBocQveiDvyEvvQ6NmgfCeJu4xUhPqNGQP4yfcRFSZVCKuS8aeZGw9AjJd4c2xvW2274xjNT64QdRcdx3Vx2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Houston Property Market Softening]]></title><description><![CDATA[Looking for a Rental Property So, I continue to look at the single family home market in Northern Houston. These days there is so much data publicly available that it is exciting to do some number crunching]]></description><link>https://ecency.com/@azircon/houston-property-market-softening</link><guid isPermaLink="true">https://ecency.com/@azircon/houston-property-market-softening</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[azircon]]></dc:creator><pubDate>Tue, 19 May 2026 18:08:33 GMT</pubDate><enclosure url="https://i.ecency.com/p/Gr7d242AAPKeXonocy7qrhmiif3B7iXxeeLGaeyxBwmXXHcXqtiLLs8i2sJhHdBX9ik3D3CsHVwjseVnaPobxRgbX1SJGUZgi5FzS1EKjyNzWGwXwzHzszLy3zNsYa8bsJ5U728qAXqCRp94AAj67t2UXHVJoXNoMf9Z8YxNAXwGURGWM9G?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why Price Controls Cause Shortages, Not Relief]]></title><description><![CDATA[It seems like the simplest solution: if prices are too high, just pass a law to make them lower. It's an idea that's seeing a major resurgence in popularity, with proposals ranging from rent freezes in]]></description><link>https://ecency.com/@yecier/why-price-controls-cause-shortages</link><guid isPermaLink="true">https://ecency.com/@yecier/why-price-controls-cause-shortages</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[yecier]]></dc:creator><pubDate>Tue, 19 May 2026 11:26:00 GMT</pubDate><enclosure url="https://i.ecency.com/p/7ohP4GDMGPrVV8YZtfoEEVtFYbzbkZDg9vvAzk1bkdt77C4irR9aFg8CH7DSVVTEF2T56BrmgfANSDQ2QswHLXNmaoTvS6R1PSCv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Asset Rebalancing for Retirement Passive  Portfolio]]></title><description><![CDATA[Regarding memory semiconductors, the CEO of Seagate stated in an interview that while AI demand is exploding, it is difficult to keep up with supply speeds, and the pace of factory expansion is failing]]></description><link>https://ecency.com/@bomspring/asset-rebalancing-for-retirement-passive</link><guid isPermaLink="true">https://ecency.com/@bomspring/asset-rebalancing-for-retirement-passive</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Tue, 19 May 2026 04:14:03 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9mFoXinHMVAPe8ksAou5C3CCMbfGzDdqtg9iTGmECp3xUTAH95wRFrhkfRviboJWXVWG4HCN8pVwvQiSrw6fj4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Floods in Houston]]></title><description><![CDATA[Floods in Houston I reflect a bit on flooding situation in Houston, based on my previous post yesterday. Turns out, I have been through a lot of these in the past 25 years that I have been living here.]]></description><link>https://ecency.com/@azircon/floods-in-houston</link><guid isPermaLink="true">https://ecency.com/@azircon/floods-in-houston</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[azircon]]></dc:creator><pubDate>Mon, 18 May 2026 18:44:30 GMT</pubDate><enclosure url="https://i.ecency.com/p/C3TZR1g81UNbFzApDTmvFatkwuDREJFVGiTUu9JD9vRwpHeLQyR3mPRMoCxi6ffaLdDGR9Mby8p7paddRhZY9exs5vsaWzgcbiSghefAXJY4sXXSk1VsndU?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Mistake of not checking the Flood Zone!]]></title><description><![CDATA[Why I’m Passing on Rental Properties in the 100-Year and 500-Year Floodplains When evaluating single-family homes as rental investments, the numbers usually tell the story. But in the Greater Houston area,]]></description><link>https://ecency.com/@azircon/mistake-of-not-checking-the-flood-zone</link><guid isPermaLink="true">https://ecency.com/@azircon/mistake-of-not-checking-the-flood-zone</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[azircon]]></dc:creator><pubDate>Mon, 18 May 2026 00:21:48 GMT</pubDate><enclosure url="https://i.ecency.com/p/PB8ro82ZpZP35bVGjGoE93K3E4U5KX8KtMBJ2rgQrxbTcT8NcVakZnYrRoMiXNPoNXe42sJT6WvTchWjgr4Tmg9JyNzNhR7ffMKKDEgSdxAABYM4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Passive Investing in Houston Rental Property Market]]></title><description><![CDATA[Single Family Home Rental Market As I am aging, I have been slowly moving a portion of my investment portfolio to Real Estate. There are two main reason for this: Houston Real Estate market is stable,]]></description><link>https://ecency.com/@azircon/passive-investing-in-houston-rental-property-market</link><guid isPermaLink="true">https://ecency.com/@azircon/passive-investing-in-houston-rental-property-market</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[azircon]]></dc:creator><pubDate>Fri, 15 May 2026 23:00:39 GMT</pubDate><enclosure url="https://i.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqNYBHsgrxTC6BfJWC6Bz8iUoTkEiUQ5xC2of98NvyL7sk9otZNbZ2Y6if9wALCNWtFkxJgfywcAzmVc93My7wCnhULXGBriAGzpua3hSCjSRwXt?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Numismatics: A Good Investment?]]></title><description><![CDATA[Way back in 1985 (I think it was 1985) my husband bought a high-quality commemorative silver coin with numismatic value of $1700. I'll talk about what happened to the $1700 at the end of this blog. What]]></description><link>https://ecency.com/@agmoore/numismatics-a-good-investment</link><guid isPermaLink="true">https://ecency.com/@agmoore/numismatics-a-good-investment</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[agmoore]]></dc:creator><pubDate>Fri, 15 May 2026 13:43:48 GMT</pubDate><enclosure url="https://i.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqNLBNWzfDNACKMn4PqCJfbJh5ggEmu7PBtqRnwC9V4Ujy62kDoQ1nqfTAgTsFesMgLZMaWiwqEMQoiXMa9gcRGJuncPySCGzwxNczDoHzB1EPDG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Ceasefire on "Life Support"]]></title><description><![CDATA[Ceasefire on "Life Support" The war, which began on February 28, 2026, with a series of U.S. and Israeli strikes, is currently under a fragile, conditional ceasefire mediated by Pakistan and]]></description><link>https://ecency.com/@azircon/ceasefire-on-life-support</link><guid isPermaLink="true">https://ecency.com/@azircon/ceasefire-on-life-support</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[azircon]]></dc:creator><pubDate>Mon, 11 May 2026 21:58:54 GMT</pubDate><enclosure url="https://i.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqNYBHsgrxTC6BfJUczV1vsr7X3qp6wurj78Q8939MwQdouh8iAon4r3zMh3Gbxs9KySUc9CiLKd5SnAf2Ts3hDbrPb7C5VHMPV9nhDDzUbMSKKc?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Investing during Troubled Times (or any other times)]]></title><description><![CDATA[Investing during troubled times Or any other times I often like to think about investing not as a one-time decision, but as a habit that quietly runs in the background of an entire working life. Most of]]></description><link>https://ecency.com/@azircon/investing-during-troubled-times-or-any-other-times</link><guid isPermaLink="true">https://ecency.com/@azircon/investing-during-troubled-times-or-any-other-times</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[azircon]]></dc:creator><pubDate>Fri, 08 May 2026 16:18:48 GMT</pubDate><enclosure url="https://i.ecency.com/p/FUkUE5bzkAZTc8XrXe4rDef9xV1Fm7UXUNXjikjohvrC9vHAb8SjGN6roZDHsydXdezRgVtC2uFWKLtwD7g7Nco5i44vFzDn5yevdAEpmp3jCtYytEM6nfXaoXeoCqywqGhYP6fRnqVtMLnFBZuBVMzMVYKkNzDQp54a?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Should You Worry That Everyone Is Buying Index Funds?]]></title><description><![CDATA[If you walk into any personal‑finance corner of the internet you’ll hear the same advice: “Just buy a low‑cost index fund and forget about it.” It’s simple, it’s cheap, and the data overwhelmingly supports]]></description><link>https://ecency.com/@yecier/should-you-worry-that-everyone</link><guid isPermaLink="true">https://ecency.com/@yecier/should-you-worry-that-everyone</guid><category><![CDATA[hive-180505]]></category><dc:creator><![CDATA[yecier]]></dc:creator><pubDate>Mon, 04 May 2026 17:17:42 GMT</pubDate><enclosure url="https://i.ecency.com/p/7ohP4GDMGPrVV8YZtfoEEVtFYbzbkZDg9vvAzk1bkdt77A2aQNZG8Buog47ib416H2on7gcAEJZ3SKL75SXo6ju7GbDdgJ7o5mrW?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>