<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>https://ecency.com</link><image><url>https://ecency.com/logo512.png</url><title>RSS Feed</title><link>https://ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Wed, 19 Aug 2026 06:41:37 GMT</lastBuildDate><atom:link href="https://ecency.com/created/debtmanagement/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[How to Remove a Court Judgement for Credit Report the Right Way]]></title><description><![CDATA[A court judgement on your credit report can make financial life challenging, affecting your ability to get approved for loans, rent a property, or even secure a mobile plan. However, understanding how]]></description><link>https://ecency.com/@barryperez/how-to-remove-a-court</link><guid isPermaLink="true">https://ecency.com/@barryperez/how-to-remove-a-court</guid><category><![CDATA[creditreport]]></category><dc:creator><![CDATA[barryperez]]></dc:creator><pubDate>Sat, 11 Oct 2025 05:06:00 GMT</pubDate><enclosure url="https://i.ecency.com/DQmNNFexzk5n7vxFYysEqAWg5RKvW8xnxVqueRTTMHPg2wh/image-1759924382080.png" length="0" type="image/png"/></item><item><title><![CDATA[Mastering Personal Finance: A Beginner's Guide]]></title><description><![CDATA[Introduction In today's fast-paced world, managing personal finances effectively is crucial for achieving financial stability and independence. Whether you're just starting your financial journey or looking]]></description><link>https://ecency.com/@uzyyy/mastering-personal-finance-a-beginner</link><guid isPermaLink="true">https://ecency.com/@uzyyy/mastering-personal-finance-a-beginner</guid><category><![CDATA[personalfinance]]></category><dc:creator><![CDATA[uzyyy]]></dc:creator><pubDate>Wed, 21 May 2025 07:15:21 GMT</pubDate><enclosure url="https://i.ecency.com/DQmcFnpJifpa41613Z2hjn7p231cdteHz1EHdGz3wQrQMq7/img_6614.jpg" length="0" type="image/jpeg"/></item><item><title><![CDATA[How to face banks when you are deep?]]></title><description><![CDATA[*En mi terapia del viernes 31 de enero de 2025... Is it the deep? I don't arrive to pay anymore a loan, bank calls me some 20 times... headache! Today is Tuesday, February 4, 2025. Looking at my improvised]]></description><link>https://ecency.com/@aljif7/it-couldnt-have-been-any-other-way-f2o</link><guid isPermaLink="true">https://ecency.com/@aljif7/it-couldnt-have-been-any-other-way-f2o</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[aljif7]]></dc:creator><pubDate>Tue, 04 Feb 2025 15:44:39 GMT</pubDate><enclosure url="https://i.ecency.com/p/4PYjjVwJ1UdtKm2UoLdRggqmP8si9jxVB3n5NMkspHB2Ak3Tigz3wgYekBGGK9wZyNk5be5y8UoLQjUYemdGq9ttB2EySHwSkLXR7gQpJdt?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[A Guide to Overcoming Financial Insecurity: Building a Secure Future]]></title><description><![CDATA[Introduction: Understanding financial insecurity and its impact. Importance of taking steps to improve financial well-being. 1. Assess Your Financial Situation: You must evaluate your earnings, expenditures,]]></description><link>https://ecency.com/@leveraged01/a-guide-to-overcoming-financial-insecurity-building-a-secure-future</link><guid isPermaLink="true">https://ecency.com/@leveraged01/a-guide-to-overcoming-financial-insecurity-building-a-secure-future</guid><category><![CDATA[hive-187189]]></category><dc:creator><![CDATA[leveraged01]]></dc:creator><pubDate>Fri, 30 Jun 2023 02:41:39 GMT</pubDate><enclosure url="https://i.ecency.com/p/4HFqJv9qRjVecs4xkhd5EvhidWEEBnn9tCVDBkBhQpUFvab78MhbU1Vtqj3BEGc647MAC1k72JXkQJgrPpk2QAn8A3UZ1M5VEeSD2Q9nySxhPe2XeXM3MZo4WDA9b7u36Ggz4AE5Pf1vXREKy6AQdGvY6jbTb5pENBx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Understanding Financial Insecurity: What It Means and How It Affects People]]></title><description><![CDATA[Financial insecurity occurs when individuals or families struggle to pay for basic needs such as housing, food, clothing, and other necessities. Experiencing this can cause individuals to feel stressed]]></description><link>https://ecency.com/@leveraged01/understanding-financial-insecurity-what-it-means-and-how-it-affects-people</link><guid isPermaLink="true">https://ecency.com/@leveraged01/understanding-financial-insecurity-what-it-means-and-how-it-affects-people</guid><category><![CDATA[financialwellbeing]]></category><dc:creator><![CDATA[leveraged01]]></dc:creator><pubDate>Thu, 29 Jun 2023 03:50:57 GMT</pubDate><enclosure url="https://i.ecency.com/p/4HFqJv9qRjVecs4xkhd5EvhidWEEBnn9tCVDBkBhQpUFvab78MhbU1Vtqj3BEGc647MAC1k72JXPZt9jCDaaGQexEZgFUpCKZnfit2AnGC479t4uaYBtyw3JN7hfeuS1iTedqaSUJEDyezpPZSKxcgRfg3jNsvazpjp?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Getting Harassed by Debt Collectors? Here's What You Can Do]]></title><description><![CDATA[Aside from the stress of not paying your due bills, one of the main stressors is debt collection calls. In my years of experience, I know and understood that we are not at ease when receiving a phone call]]></description><link>https://ecency.com/@tpkidkai/getting-harassed-by-debt-collectors-here-s-what-you-can-do</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/getting-harassed-by-debt-collectors-here-s-what-you-can-do</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Mon, 18 Oct 2021 00:36:24 GMT</pubDate><enclosure url="https://i.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yennCXXUYvqJjR6B4GHTd3hWLPGbbZdyfzYcxP8ZSUk5RBqPyPUd72gLJGzRqrTFwrMAkgsSof8svqYfjzENV9P9VNxFsQ62kK4JKhycFWe9qzScqrE2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Tips on How to Avoid Credit Card Overspending]]></title><description><![CDATA[I had been in the collections industry for more than ten years now. One of the most troublesome line of business that I had been to is credit card collections. To be honest, overspending with your credit]]></description><link>https://ecency.com/@tpkidkai/tips-on-how-to-avoid-credit-card-overspending</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/tips-on-how-to-avoid-credit-card-overspending</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Tue, 12 Oct 2021 00:36:48 GMT</pubDate><enclosure url="https://i.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnD9mXs1wdzC95oWW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How You Can Save Money : Tips on Determining the Value of Your Non-Essential Purchases]]></title><description><![CDATA[Our schools have thought us the importance of wants and needs. Whereas the needs should be prioritized first or called "essentials" and wants are termed as "non-essentials. Let's say that]]></description><link>https://ecency.com/@tpkidkai/how-you-can-save-money-tips-on-determining-the-value-of-your-non-essential-purchases</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/how-you-can-save-money-tips-on-determining-the-value-of-your-non-essential-purchases</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Mon, 06 Sep 2021 20:36:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnKKhfSNCtC8nKEwQ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Should You Take a Loan and Invest in Crypto? ]]></title><description><![CDATA[In one of the financial seminars that I have attended in the past Chinkee Tan a famous financial educator in the Philippines stated that there are 2 kinds of debt. The good and the bad, he said that good]]></description><link>https://ecency.com/@tpkidkai/should-you-take-a-loan-and-invest-in-crypto</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/should-you-take-a-loan-and-invest-in-crypto</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Thu, 12 Nov 2020 02:49:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgn4xgThBJFVt9M2bG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Availing a Deferred Interest? | Here are Some Stuff that You Need to Know]]></title><description><![CDATA[While walking in a mall a salesperson offered you a product that you badly want to purchase. However, you have limited funds to spare as you scan through the presentation of the salesperson he said the]]></description><link>https://ecency.com/@tpkidkai/availing-a-deferred-interest-or-here-are-some-stuff-that-you-need-to-know</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/availing-a-deferred-interest-or-here-are-some-stuff-that-you-need-to-know</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Tue, 10 Nov 2020 03:46:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnL7vgaD6gQNGZc6A?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Escrow 101 | Basic Stuff That You Need to Know ]]></title><description><![CDATA[One of the nightmares of a customer service representative that works in the billing department for a mortgage is explaining escrow. The majority of the escalated calls that we have are due to an upset]]></description><link>https://ecency.com/@tpkidkai/escrow-101-or-basic-stuff-that-you-need-to-know</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/escrow-101-or-basic-stuff-that-you-need-to-know</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Sat, 07 Nov 2020 15:08:12 GMT</pubDate><enclosure url="https://i.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnFueXdrHMmmZV7pA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Credit Card Usage on Building Your Credit Rating]]></title><description><![CDATA[From my previous post about getting into default to an outside collections agency. You might be thinking that getting a credit card can only create damage for your credit rating. Welp, if you are planning]]></description><link>https://ecency.com/@tpkidkai/credit-card-usage-on-building-your-credit-rating</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/credit-card-usage-on-building-your-credit-rating</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Thu, 05 Nov 2020 01:29:18 GMT</pubDate><enclosure url="https://i.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnDfkwACqV1D2dHcA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[What Will Happen if You are Not Able to Pay your Credit Card on Time? ]]></title><description><![CDATA[Having a past due account is something that every one of us doesn't want to experience. Dealing with the past due credit can be a pain as the longer we delay on having it resolved, the heavier the]]></description><link>https://ecency.com/@tpkidkai/what-will-happen-if-you-are-not-able-to-pay-your-credit-card-on-time</link><guid isPermaLink="true">https://ecency.com/@tpkidkai/what-will-happen-if-you-are-not-able-to-pay-your-credit-card-on-time</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[tpkidkai]]></dc:creator><pubDate>Wed, 04 Nov 2020 03:20:54 GMT</pubDate><enclosure url="https://i.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnL5aFAvMYerVqrq4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Financial freedom turnaround]]></title><description><![CDATA[Graduating in 2011 and struggling to find a job in the field I had studied for 4 years the future didn't look bright. I jumped job to job whilst my wife landed a nice career, she supported me for many]]></description><link>https://ecency.com/@stevasmith/financial-freedom-turnaround</link><guid isPermaLink="true">https://ecency.com/@stevasmith/financial-freedom-turnaround</guid><category><![CDATA[consumerdebt]]></category><dc:creator><![CDATA[stevasmith]]></dc:creator><pubDate>Wed, 15 Aug 2018 15:18:36 GMT</pubDate></item></channel></rss>