In my opinion when interest rates were zero or near zero .... it would not have been a bad strategy if you are young and earning a salary. Provided the repayment amount was low and affordable each month.

Thanks for the tip..... I shall try it indeed!!

It is never too late !! Thanks for stopping by....

Wow, the texture of those red velvet cup cakes looks absolutely PERFECT !! Really nicely laid out post.... how on earth did you get the small video inlays?

Without knowing what her reservations are it is difficult to promulgate (WOW....what a word) a possible solution. My feeling is it is actually between her and her mother and of course the teacher enforces

That would certainly have been a great choice of music for a ride on the railcar. I am not a Pavarotti fan but that certainly is one of his best performances. When we travelled around Portugal in 2018

Love the old mutt !! As regards the wings they look rather spiffy to me....

Time goes so fast .... it is almost time to get back on a flight out of here and back to Italy. I got mild sleeping tabs from my doc .... {vrosses thumbs superstitiously}

hello there {smile} .... imo the answer is not to go back.... but to get the children to relocate... which they are intent on doing but need to first build up I.T. experience and qualifications. Besides

Wow, nice find for me ... was not aware of Hans Zimmer... so now two new muso's to investigate. Emelie Sande' the other... gorgous voice with thoughtful lyrics.

"Maybe you've got a track you think I might like to hear? " .... errrr, about a quadrillion.... do you have the time? {grin} Music and moods is like temperature.... it cannot be ignored. One

It has been a while. Yet you do not flail....more kudos to you.... but please finish your project while I still walk this earth. If I survive the flight back to Africa tomorrow.... that gives you about

Maybe I shall reconsider what I posted yesterday. I have been around since Steemit, and then Hive inception. To my mind this Hive is no longer a 'community' who stick together, encourage each other and

Lyn Alden is a sharp cookie. Things really are different this time. The States are deeply divided, WEF and Deep State pushing for one global government, cyberpunks gave us cryptographically secured digital

Looking back at old Steemit the community was much more vibrant, not so fragmented. I not leaving, but have given up on making this a focus point. There is very little real connection. and I know I only

I reckon his involvement with Sam Bankman Fried will still come out sometime in the future. The problem is that there is so much corruption going on now the people are numb to it and just shrug and move

My pleasure .... if you upload let me know and I will support you !

yup, I saw that. Is pricey though.... but still worth it .

The Divided States of America is slowly shooting themselves in the foot/ @krabgat a must watch is Gary Gensler's testimony in Congress recently. Some guys nailed him big time.... I found it hilarious.

My pleasure {smile}