The thing is, rates were increasing and statistically they increased more slowly under Obamacare. So that $327/month policy might actually be more expensive if Obamacare had never existed.

More importantly though, no one really wanted the ACA. It was essentially Romney's plan that Obama used to try and win Republican support... because Republicans won't actually fucking do anything. So Obamacare might get repealed (and I say might because Trump has said he likes most of it now) and not replaced with anything, because it was actually their only idea.

Health care should not be part of a "free market."