At the beginning when I started to use cryptos as a mean of payments for some random tasks I was doing online, I had no idea how actually to cash out.
I stumble across the Spectrocoin and things become easier for me.
I have to say that the Spectrocoin used to have a debit card which served me exceptionally good, but for some reason, the card provider and a website owner went separate ways so now a website runs on bank withdrawal and can be used to store a few types of crypto and FIAT.
The exchange is extremely fast in I saw myself that a bank transfer also goes rather smooth.
If you want something simple and easy to use I can suggest you use the Spectrocoin.
Personally, I never had any issues with them.