These start off simply with the plant becoming sticky, later waxy brown discs and scales can be seen on the on stems branches and leaves. Image source These are also insects that suck the plants sap and

Caterpillars are the larval or worm stages of moths and butterflies. Because moths and butterflies fly around they can get in almost anywhere and lay their eggs. Caterpillars are less common indoors but

Aphids are also known as greenfly and blackfly and come in many colors and varieties. By Andreas Eichler, CC BY-SA 3.0, Link They feed on the soft parts of bonsai, like shoots, soft stems, around flowers

Some bonsai can be very tastefully done in broken pots. image source Most of the time however we want to avoid broken or breaking pots when purchasing our newest acquisition. Cracks and chips, aside from

After being sure about the leaves next move on to examining buds and shoots. Buds and shoots should never have a shrunken look about them, if they do this could indicate neglect. The effects of neglect

Believe it or not but indoor bonsai are quite different from outdoor bonsai. The main reason being that they are from completely different climates and are used to very different conditions. They key is

Bonsai originated in China and Japan and possibly even India and was refined to the point where aged specimens were considered precious family heirlooms and handed down through the generations. There are

Pecan nuts originate from the eastern United states but have since been cultivated in many parts of the world. Pecans have seen a boom in the last couple of years due to the emergence of a middle class

We have to make them happen. The road to reaching our goals will have potholes and bumps, we must expect and anticipate difficulties and disappointments. image source To reach our goals we must never give

Once we have the basics down its important to continually seek ways to improve. This can be accomplished by regularly taking a long hard look at things. A realistic inspection and introspection of ourself

On of the simplest ways to increase our profitability is simply to avoid non-essential expenses. The expenses we should try to avoid the most are fixed expenses, wherever possible we should rather take

Another way to improve our business success is to sell faster or "turn inventory". Turning inventory implies that we have no items that are sitting idle and remaining unsold. Upsell techniques

Upselling doesn't just fall out of the sky. To be extremely effective our upselling strategy and methods need to be constantly tested and honed. source Once we have figured out what facets of our product

Last time we looked at upselling as a means to enable the same customer to buy more from us. source Now lets look at some of the things that customers typically would be willing to pay more for or purchase

Upselling: source Often our customers will buy more goods or services from us if they are offered to them. Rarely are needs met by a single product and in isolation. Keeping this in mind we should always

Within the question we should ask ourselves about borrowing there are a number of details we should consider. image source 1.The Right Reason. Is this for productive business and not for personal reasons?

The short answer is it depends. It depends on what it is for and how it is intended to be paid back. There is a difference between personal debt and business debt. Personal debt often is used to acquire

Deciding to expand our business is no easy task and going into dept to do so is a risky undertaking. It is wise to asses the risks carefully and thoroughly before taking on new debt for productive assets.

Last time we looked at increasing the business productivity by maximizing existing productive assets. soure Once we have our productive assets working near their maximum we can look at other ways to grow

Things which can be sold for money are assets, not all assets are equal. Some assets help us to accomplish our business, like a business premises which could be sold when it no longer meets our needs.