An adage says, the first money a child sees is used to buy "akara." Though this is very true but it's important for such a child to understand how to save, spend and invest, too, no matter how young they are. Financial literacy is something important and I like what you wrote here:

So as a young girl, I had one goal in mind, the plan is not to be rich, the plan is to always be ready for whatever financial situation I find myself.

If only many people understand this. I'm not rich yet but I'm grateful to God that I don't lack anything I need and that's because of my little knowledge about savings, spending and investing. It's not until you are rich before you can take care of yourself or not lack anything, once you are able to prepare yourself for whatever circumstances, you will be fine.