1 - How is this any different from how we currently send transactions? This feels like an extra UI with the sole purpose of just filtering to only sent/received transactions: a task we can already do natively in PeakD, and probably other front-ends. What value does this actually provide?

The usefulness of this is that the application can provide information about the transactions made through it: amount, paying user, date, and a code corresponding to that transaction.

We already have that on every front-end I've seen. How is this any different?

2 - 485 HBD per day, for a total of almost 30,000 HBD over the funding span for a website that just filters transactions and creates QR codes is extreme. I can create a QR code for free right now in about 30 seconds, and I can filter to in/out operations on PeakD in the Wallet page with two quick button presses.

I do not see the value in this, and I strongly do not believe it should reach funding.