I've been snooping around a lot. There are also some individuals going the other way, encouraging people to vote for those signaling below 20.
I'm not participating. HBD has no business in governance and does not have a say as far as I'm concerned. I don't really want to see the security of the chain compromised for profit. Don't want to see witnesses signaling 20 in order to get votes, due to the integrity issues. That's bordering on vote buying is a worst case scenario. I don't really want to see a rift either. Us vs Them or whatever. Not interested. And I want to keep a cool head.
I'm not shocked to see the rate lowered. I was expecting to see that happen. It was my understanding 20% was a promotional offer. I want to say it was a flop when compared to its potential. I'm fine with a lower rate and I'm also well aware of the fact it can go up again in the future. The rate isn't set it stone, by design. Supposed to be decentralized, and that means those witnesses are free to decide as individuals. I think it's unreasonable for them to feel cornered or pressured. Suddenly losing support for decisions they made months ago. A bit of kneejerk reaction. No actual changes have even occurred. A flexible rate is something I can handle and I've prepared for any possible changes. None of this really fazes me.
I also won't tell you what to do or hold your decisions against you. Everyone can take care of their own business. Hopefully it remains peaceful. There's never been a time when they all signaled 20.
RE: The APR On HBD Savings Should Not Be Lowered