Look at it like this. Take that amount and how much it can buy where you are. How much the rent is.
It will probably average out the same the world over.

Now there is finance generation.
You have no choice on an exchange but to buy HIVE.
This get sent to the chain and Well convert to HBD. If the amount exceeds the available HBD at 0.99 You just put that bid up to buy HBD at 0.99. You begin a buy wall that can grow.
Not rocket science. Basic economics.

Have a look at this

We are paying 450 HBD a day for a fecking private game. Why?
HAF NFTs?

There is a proposal just below it asking for just over 7% of that to keep the HAF public and maintain it.

Its a bloody scam to pay a core few devs.