I agree a tight security is an issue for onboarding. That's what I said in the post.

Regarding a hardware wallet (i.e. Ledger, the only one Hive is integrated with), it could make sense for accounts with few transactions and where security is paramount. It certainly makes no sense for an account where one needs to use the posting key for posting, voting, etc. But in this case, Clive would be kind of inconvenient too. Most likely a posting account should be kept with a less strict security, especially for more socially active people. If someone posts and comments every once in a while and votes the same way, maybe they could go through the hoops of tighter security, but it wouldn't be pleasant.