Yes, but you are operating under the assumption that Bitcoin needs to be moved in the first place.
Protocols like Thorchain show us otherwise.
We can now take out 0% no-liquidation collateralized loans with BTC.
So anyone can send $20k into the contract when the price is right.
Then they extract $10k from the loan on any chain and can move that value anywhere.
Including their bank account or into cash/gold... or even food/water.
Because it's a loan it's completely tax free.
People now have access to better deals and tools than even the biggest banks.
Bitcoin is very quickly of approaching this phase of being able to create currency out of "thin air".