<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>https://ecency.com</link><image><url>https://ecency.com/logo512.png</url><title>RSS Feed</title><link>https://ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Sat, 24 Oct 2026 18:38:32 GMT</lastBuildDate><atom:link href="https://ecency.com/@bomspring/rss" rel="self" type="application/rss+xml"/><item><title><![CDATA[My Actifit Report Card: October 24 2026]]></title><description><![CDATA[Today i recorded the longest distance. Recently I could not make time to walk long distance. Today is saturday and i am enjoying walking in the old palaces. This report was published via Actifit app (Android]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261024t125727345z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261024t125727345z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sat, 24 Oct 2026 12:57:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/23KQwnti57su7J5iE4gMPMbUFBvijVP2mHLdBjR3xGU1RdN8Pd7WzfBeyYTN5oCsmhLKeVDpcPeGgLSNbDMCXus3KywhjV8?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why I Am Shifting to a Simple Global Asset Allocation Strategy for My 2031 Retirement]]></title><description><![CDATA[Hey everyone! If you've been watching the markets over the past week, you probably noticed the anxiety spreading as U.S. semiconductor stocks took a continuous dip. Instead of getting caught up in the]]></description><link>https://ecency.com/@bomspring/why-i-am-shifting-to</link><guid isPermaLink="true">https://ecency.com/@bomspring/why-i-am-shifting-to</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sat, 24 Oct 2026 10:43:48 GMT</pubDate><enclosure url="https://i.ecency.com/p/B69zEhWZA8UCHxfHf2zDWoGwNoAryosHyQVWR8TFs4cvKNYTovNzF5rmN8FJLnYFzA8gBrgZKvKqQoMD7mW3FWxGvipzCCH6V25LK3iN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[40대 이후의 편안한 잠자리를 위한 은퇴 자금 관리, 하락장에도 끄떡없는 자산배분 포트폴리오 완전 정복]]></title><description><![CDATA[지난 1주일은 미국 반도체 주가가 하락이 지속되면서 시장에 불안감이 크게 퍼졌습니다. 저는 시장의 어지러운 소식으로부터 잠시 멀리 떨어져서 투자의 현인들이 운영하는 포트폴리오와 하락장에서의 올바른 마음가짐에 대해 조용히 공부하는 기간을 가졌습니다. 현재 제 계좌는 VTI와 VX US 그리고 BND와 IAUM을 적절히 혼합하여 시장에 어떤 위기가 오더라도 하락을]]></description><link>https://ecency.com/@bomspring/40</link><guid isPermaLink="true">https://ecency.com/@bomspring/40</guid><category><![CDATA[hive-123450]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sat, 24 Oct 2026 10:16:39 GMT</pubDate><enclosure url="https://i.ecency.com/p/B69zEhWZA8UCHxfHf2zDWoGwNoAryosHyMeBrHJqQNCP2e6EFwuaLNbjaB4dLNyCGGRyQgKa8q98who3AMYxfAnFwfB1qVqbfMyJi8qL?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My Actifit Report Card: October 23 2026]]></title><description><![CDATA[Today , in my company team , we went to play balling sport. All member were not good at bowling. It made us ti laugh so much. The first andd second throwing were out if lanes. So all people started ro]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261023t110050231z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261023t110050231z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Fri, 23 Oct 2026 11:00:51 GMT</pubDate><enclosure url="https://i.ecency.com/p/23KQwnti57su7J5iE4gMPMbUFBvijVP2mHLdBjR3ugcG5pk3ovbPY68447LpSXJNSjLY9PntMJvMc6BXpURCNHVKffH1VYr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Surviving the Market Crash: Why Staying the Course Beats Panic Selling in Today's Economy]]></title><description><![CDATA[Hey everyone, it feels like we’re hitting some serious turbulence lately, doesn't it? Both the US stock market and the Korean KOSPI index have been taking a steep dive. If you look at the CNN Fear and]]></description><link>https://ecency.com/@bomspring/surviving-the-market-crash-why</link><guid isPermaLink="true">https://ecency.com/@bomspring/surviving-the-market-crash-why</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Tue, 20 Oct 2026 23:32:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9kni7VAvi6UKaoZk5mXR8kfpvwoANL5NpQDWzN84ZDquSRPfN2x1kBh3jTaoZDwQRQ6QJEDooUNyiQHmrcyVXU?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My Actifit Report Card: October 20 2026]]></title><description><![CDATA[![]( o/d8f1aeed-c083-4558-b27b-5309fb0ba2b6.jpg) I go to outside my house for picking up take out coffee. In the evening i drink dropping coffee. I walked enough steps today. I am satisfird with my slow]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261020t115146825z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261020t115146825z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Tue, 20 Oct 2026 11:51:48 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjVs3Hye1oHX44R9EcpQD5C9xXzj68nJaq3CeGPmSAQAub5vQpRRuCdnCvPpTGCp8q1EpT8NS8KACauPWYkXveH9mVB1GREYG787mdTpsNdmQ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[폭락장과 은퇴 파산을 막는 안전한 노후 자산 관리 및 투자 전략 

]]></title><description><![CDATA[연말 AI 거품 위기론이 계속해서 나오면서 최근 주식 시장의 전반적인 분위기가 썩 좋지 않습니다. 이런 시기일수록 투자의 대가들이 남긴 조언을 되새겨볼 필요가 있습니다. 존 보글님의 2018년도 보글헤드 컨퍼런스에서 나누었던 질의응답 내용과 그가 꾸준히 여러 인터뷰를 통해 밝혀왔던 폭락장에서의 대처 방법에 대해 오늘 아주 자세하게 알아보겠습니다. 투자 시장에서는]]></description><link>https://ecency.com/@bomspring/0967e90a82192</link><guid isPermaLink="true">https://ecency.com/@bomspring/0967e90a82192</guid><category><![CDATA[hive-123450]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Mon, 19 Oct 2026 23:27:27 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9mSFcBdyKqXVWrFDRhMGoPvawdeiZmTzyjt6zyJU167XjePtY8z4zFfShThYvLisz72EtnWMkWNQQUwQqraA6A?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My Actifit Report Card: October 19 2026hx⁸]]></title><description><![CDATA[The nww day nof rhis week sttarts. I feel that am little bit cold. The temperature was changef from 29 degree to 14 degree in the morning. After lunch the temperature become 29 degree. So I am getting]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261019t075451222z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261019t075451222z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Mon, 19 Oct 2026 07:54:54 GMT</pubDate><enclosure url="https://i.ecency.com/p/23KQwnti57su7J5iE4gMPMbUFBvijVP2mHLdBjR3xBGMfD9kHycYdhKVYvv1czMp8wpqusTJToZ4ZqqjtbsjpUfEnfGPyRx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[나스닥 하락과 AI 버블 우려 속에서 내 자산을 지키는 장기 투자의 지혜 ]]></title><description><![CDATA[최근 반도체 주식들이 크게 하락하고 나스닥 지수마저 5% 이상 하락하는 모습을 보이고 있습니다. 이로 인해 AI 버블이 마침내 터지는 것이 아니냐는 우려 섞인 뉴스들이 연일 쏟아지고 있는 상황입니다. 이번 주에는 아폴로를 비롯한 주요 사모대출 업체들의 실적이 공개될 예정입니다. 이들 사모대출 업체들의 실적 발표 결과에 따라서 전체 주식 시장의 분위기가 크게]]></description><link>https://ecency.com/@bomspring/ai-47914efdd4612</link><guid isPermaLink="true">https://ecency.com/@bomspring/ai-47914efdd4612</guid><category><![CDATA[hive-123450]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sun, 18 Oct 2026 23:20:54 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9kFjTyVQ1nxM4hCi4tqX4jrg8E6PD5SpHP2yrv8GXbDRdxPWcwTHzMVQg4NTqChBMKYvmTC7Njn96nRCKfDgfG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Surviving the Tech Crash in Seoul: Why John Bogle's Advice on Asset Allocation is Crucial Right Now]]></title><description><![CDATA[Hey guys, it’s been a crazy week in the markets, hasn't it? With semiconductor stocks taking a massive hit and the Nasdaq plunging over 5%, I've been hearing non-stop chatter about the so-called "AI]]></description><link>https://ecency.com/@bomspring/surviving-the-tech-crash-in</link><guid isPermaLink="true">https://ecency.com/@bomspring/surviving-the-tech-crash-in</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sun, 18 Oct 2026 23:08:36 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9kFjTyVQ1nxM4hCi4tqX4jrg8E6PD5SpHP2yrv8GXbDRdxPWcwTHzMVQg4NTqChBMKYvmTC78QskjcLiBUHAJS?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[은퇴를 앞둔 중장년층을 위한 AI 빅테크 시장 분석 및 자산 지키기 전략 ]]></title><description><![CDATA[메모리 업체인 SK하이닉스와 삼성전자의 최근 주가 하락은 AI 섹터 전체의 붕괴라기보다는, 글로벌 연금과 같은 대형 기관투자자들이 매월 발표되는 한국의 수출입 통계를 바탕으로 포트폴리오를 리밸런싱하는 과정에서 발생한 단기 조정이라는 평가가 지배적입니다. 이러한 조정이 발생한 핵심적인 근거는 한국은행에서 매월 발표하는 수출입 동향 자료에 있습니다. 해당 자료에]]></description><link>https://ecency.com/@bomspring/ai-b618fea4aef3c</link><guid isPermaLink="true">https://ecency.com/@bomspring/ai-b618fea4aef3c</guid><category><![CDATA[hive-123450]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sat, 17 Oct 2026 12:57:09 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9mCUDc3VmBBj3KiXeLM4mZm1p7M6XNFiByfaEnNsbREN59tido73NtRdV8PHkyMioVZaVMb5PNpGwHwKGz7pQv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My Actifit Report Card: October 17 2026]]></title><description><![CDATA[Today I walked motre than 5000 stpes. Actually I wàlked 10000 stèpa. But my actifit did not record all steps. I did not care about the accuracy of actifit. The fact tha t I realy walked 10000 steps is]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261017t123655476z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261017t123655476z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sat, 17 Oct 2026 12:36:57 GMT</pubDate><enclosure url="https://i.ecency.com/p/23KQwnti57su7J5iE4gMPMbUFBvijVP2mHLdBjR3uhANmbC3xKqC9oVmkkZfWFLojFeLrqtnaaG8sjgyAChCz5kJgqsjXre?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My Actifit Report Card: October 16 2026]]></title><description><![CDATA[I completed my walking. Today I walked more than 5000 steps. But actifit app did not record well. But I am satisfied with my continual walking habbit. Walking gave me .much happiness to breath ifresh air.]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261016t124311095z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261016t124311095z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Fri, 16 Oct 2026 12:43:12 GMT</pubDate><enclosure url="https://i.ecency.com/p/23KQwnti57su7J5iE4gMPMbUFBvijVP2mHLdBjR3uzSceDfsgZheLvaCbmdF5qGRCfoeqRDhgR17BiLdD69BxM75Hq4UQDC?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How Global Economic Trends are Shaping My Portfolio: Safe Asset Allocation for Retirement ]]></title><description><![CDATA[Hey everyone, it's been an interesting week in the markets, and I wanted to sit down and chat with you all about what's going on and how I'm adjusting my investments. If you've been following the news,]]></description><link>https://ecency.com/@bomspring/how-global-economic-trends-are</link><guid isPermaLink="true">https://ecency.com/@bomspring/how-global-economic-trends-are</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Fri, 16 Oct 2026 11:23:03 GMT</pubDate><enclosure url="https://i.ecency.com/p/B69zEhWZA8UCHxfHf2zDWoGwNoAryosHyQW3kYGeFZBvsbbcFkLVYrh7oEzoHgL6jeH2ZwvPeXvppsCRgsXESbq5vQehXAEs1nhrHsen?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[변동성 장세에서 내 자산을 안전하게 지키는 연금 투자와 자산배분 전략]]></title><description><![CDATA[미국의 생산자 물가 지수인 PPI도 전월 대비 1.3% 올랐습니다. 근원 PPI만 추려서 비교해 보아도 0.7%가 상승한 수치입니다. 헤드라인 지표는 전년 대비 6.3%가 오른 것으로 나타났습니다. 놀랍게도 미국 10년 만기 채권 금리는 오히려 내려가고 있는 상황입니다. 사람들이 반도체 섹터와 메모리 주가가 급락하자, 5% 이상의 고금리를 확정적으로 지급하는]]></description><link>https://ecency.com/@bomspring/6de3e65281852</link><guid isPermaLink="true">https://ecency.com/@bomspring/6de3e65281852</guid><category><![CDATA[hive-123450]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Fri, 16 Oct 2026 10:49:36 GMT</pubDate><enclosure url="https://i.ecency.com/p/mXkfdToSwHy2qrfzWsmYEXFM1CnXbjryuoGGQsAVW8dWpQEsWf7N56qgVNiWYXMo2n47yyXr8bmhkj6fGa5WSwrj7qBSNhE2Bv3r3Eam4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[AI Supercycle and S&P 500: How I'm Adjusting My Long-Term Retirement Portfolio ]]></title><description><![CDATA[Hey everyone! The S&P 500 just dipped 0.02% and the Nasdaq is down 0.15%. Honestly, days like these make me think a lot about where we actually are in the current AI cycle. We've seen a massive surge]]></description><link>https://ecency.com/@bomspring/ai-supercycle-and-s-and</link><guid isPermaLink="true">https://ecency.com/@bomspring/ai-supercycle-and-s-and</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Tue, 13 Oct 2026 23:39:42 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9kcPhh226hiQANNTxWZk4nzfuQezigkGCUGDeKexoubCKhgTYanbt4CdfMvbGizMjaeWfXNZetq1eUBVfGruMx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[30대~40대 은퇴 준비, AI 산업 혁신과 함께 든든한 노후 연금 포트폴리오 10배 불리기]]></title><description><![CDATA[미국 S&P500 지수가 0.02% 하락하고, 나스닥 지수도 0.15% 하락하며 시장이 잠시 쉬어가는 모습을 보였습니다. 현재 AI 산업의 사이클이 과연 어디까지 왔는지, 그리고 앞으로의 투자 전망은 어떠한지 차분하게 생각해보겠습니다. AI 인프라 건설이 2023년도부터 급속히 증가하기 시작하면서, 아마존 AWS와 MS 애저(AZURE) 같은 대형 클라우드]]></description><link>https://ecency.com/@bomspring/30-40-ai-10</link><guid isPermaLink="true">https://ecency.com/@bomspring/30-40-ai-10</guid><category><![CDATA[hive-123450]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Tue, 13 Oct 2026 23:25:51 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9kcPhh226hiQANNTxWZk4nzfuQezigkGCUGDeKexoubCKhgTYanbt4CdfMvbGizMjaeWfXNZQuSN8YrNLrYzXG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why I'm Capping Semiconductor Exposure at 3%: Navigating $106 Brent Oil, the CXMT DDR5 Shock, and AI Data Center Pushback]]></title><description><![CDATA[Hey everyone, hope your week is going alright despite all the crazy noise in the markets lately. If you looked at the US tickers today, the S&P 500 barely scraped by with a 0.06% gain while the Nasdaq]]></description><link>https://ecency.com/@bomspring/why-i-m-capping-semiconductor</link><guid isPermaLink="true">https://ecency.com/@bomspring/why-i-m-capping-semiconductor</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Tue, 13 Oct 2026 00:07:15 GMT</pubDate><enclosure url="https://i.ecency.com/p/3W72119s5BjW3w55E9m2dpuZgVrNq2aY9kFC32PjecL9gtF3Pr2DtZPQhCffcifVND1aK5RCmd85PUZjLPef6eP6Y4TTdobvZVKECyJYPtYHCv9P3wk1Vx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My Actifit Report Card: October 12 2026]]></title><description><![CDATA[This is the largest number of walking steps. I feel that my walking power is getting stronger than yesterday. At first time, I imazined that I would be the runner. But my legs snd foots coild not bear]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261012t103753284z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261012t103753284z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Mon, 12 Oct 2026 10:37:51 GMT</pubDate><enclosure url="https://i.ecency.com/p/23KQwnti57su7J5iE4gMPMbUFBvijVP2mHLdBjR3xH1TpvyQ2sPtEitW4qFwd2A54UZDJnnrmMkiYq8n8sS5Xx6HHRAySGn?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My Actifit Report Card: October 11 2026]]></title><description><![CDATA[I am happy to tell you that I succeed to walk more than 5000 stpes. Today the weather was perfect. It was so shining and the temperature of noon was very high. S I felt so much thirsty. I thoght it was]]></description><link>https://ecency.com/@bomspring/actifit-bomspring-20261011t092823951z</link><guid isPermaLink="true">https://ecency.com/@bomspring/actifit-bomspring-20261011t092823951z</guid><category><![CDATA[hive-193552]]></category><dc:creator><![CDATA[bomspring]]></dc:creator><pubDate>Sun, 11 Oct 2026 09:28:24 GMT</pubDate><enclosure url="https://i.ecency.com/p/23KQwnti57su7J5iE4gMPMbUFBvijVP2mHLdBjR3v6E6GEqbUQ37csSza8FfubLPmoB6P4uUVo9nzPXLXUk63u7xRHKwbCJ?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>