Thank you!

The DHF definitely is not helping but the APR also contributes to it. Without the HBD paiments on post rewards, the quantity of HBD in circulation started to be reduced but it's still not enough. Every

It's difficult to know what the future holds but I'd prefer to take small steps into the correct direction, rather than wait and hope for the best :-)

I think that's one side of the medal but I think it's also important that people understand what is at stake, especially the people holding HBD. It's in their own interest that APR goes down to avoid the

I also see it like that...

Totally agree with you. It makes no sense that stable coins apr is higher than the volatile Hive token...

I think that Coingecko also totalizes what is in DHF and the dept ratio doesn't take that into account. But I agree that it's quite difficult to understand what is and what is not taken into account...

With 0% APR, there would be one source of HBD printing that would stop and it can only be positive for overall hive prices.

What should be understood is that the hard haircut is in place to protect hive. In the short term it probably adds uncertainity but in the long term it would reduce inflation through HBD so I don't think

the first is already in place and it translates with no paiement of hbd for posts. The second layer kicks in when depth ratio is above 30%. At the moment we are at 22.7%. With the second level parity will

You have several options, you can sell it, because we buy on a daily basis on the market to pay dividends for delegators, or you can provide liquidity in the LEN:LENM pool. This pool is incentivised. In

I sincerely wish all the best to all who have high numbers in $HBD savings and will try to sell it one fine day. I had 15'ooo but sold it all 3 months ago...

There is absolutely no use case for high apr on hbd other than to make hbd holders happy and in the end this pushes towards the haircut and the same hbd holder would be the ones paying the price once the

Once that 30% debt level is hit things will get really ugly if HBD loses it's peg... A lot of people seem not to realise that the haircut is there to protect hive by reducing the HBD supply. The problem

Every hbd that is paid through interests is basically 15 more hive in circulation and one more step towards the haircut. The hive blockchain is programmed to reduce HBD supply when prices drop but the

I don't believe this change will affect Hive's value, so I would leave it as is. I'm not sure that this is true because every HBD printed with interests, increases the hive supply with 15 hive. This pushes

I just hope it stays at peg for those savers. With the current dynamics, I believe that we might lose peg and this is much worse than having lower apr on HBD in my opinion...

The APR on HBD interests is something that is created through devaluating hive. Every HBD that is printed, represents 15 hive that are added to the circulation and dillute hive. With offer and demand,

What I see as a problem with low hive prices is that every HBD printed through interests adds 15 hive to the circulation without bringing any use case other than adding a return for people holding hbd

Thanks for your assessment :-)