I don't believe this change will affect Hive's value, so I would leave it as is. I'm not sure that this is true because every HBD printed with interests, increases the hive supply with 15 hive. This pushes

I just hope it stays at peg for those savers. With the current dynamics, I believe that we might lose peg and this is much worse than having lower apr on HBD in my opinion...

The APR on HBD interests is something that is created through devaluating hive. Every HBD that is printed, represents 15 hive that are added to the circulation and dillute hive. With offer and demand,

What I see as a problem with low hive prices is that every HBD printed through interests adds 15 hive to the circulation without bringing any use case other than adding a return for people holding hbd

Thanks for your assessment :-)

If hive prices drop a bit more and it could lead to the haircut where HBD would lose parity to HBD. What if HBD drops to 0.60 $? I think that waiting is not the best solution...

There are not many arguments that support such high APR on HBD, especially when hive prices are falling. 1 HBD printed through interests represents 15 hive printed out of thin air and dilluting all the

Yes, not sure what is the best way to go....

It's a big number but it's difficult to justify it when hive prices are dropping.

thanks for your suggestion!

Every HBD printed is basically 15 Hive printed out of thin air at the moment. This increases the supply and devaluates all the existing hive. That's the reason why we think that lower HBD would be better

Printing HBD is double bad at the moment. It increased the Hive supply much more with lower hive prices and contributes to get closer to the haircut...

Thanks for your feed-back!

Proposals paiments are the biggest HBD printers but HBD interests are also contributing.

It's a good way to keep your value as long as there is no haircut ...

The thing is waiting and doing nothing is what everybody is doing and then people are complaining about hive prices. Both are linked directly together. Interests on HBD are new Hive tokens minted out of

What we have to keep in mind is that the interests on HBD are printed out of thin air. It means that new tokens are just minted to pay these interests and it's printed in HBD, which, when exchanged to

Reducing the APR is mainly a way to limit the supply increase that is generated through HBD APR.

The APR on hive savings is not really sustainable because it is printing hive out of thin air in the form of HBD that can be converted. This increases the supply without any real use case other than to

The APR increases the hive in circulation in an inorganic manner and in the long run it weighs on hive prices.